1. Introduction

AccountBridge ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform and services.

2. Information We Collect

2.1 Personal Information

We may collect personal information that you provide directly to us, including:

• Name, email address, and contact information
• Company information and professional details
• Account credentials and authentication information
• Payment and billing information

2.2 Financial Data

When you connect your bank accounts through our secure banking partners, we may access:

• Account balances and transaction history
• Bank account details and IBAN information
• CODA files and banking statements

2.3 Technical Information

We automatically collect certain technical information, including:

• IP addresses and device identifiers
• Browser type and version
• Usage patterns and platform analytics
• Log files and error reports

3. How We Use Your Information

We use the collected information for the following purposes:

• Providing and maintaining our services
• Processing CODA files and financial data
• Facilitating secure bank connections
• Communicating with you about your account
• Improving our platform and user experience
• Ensuring compliance with Belgian financial regulations
• Detecting and preventing fraud or security breaches

4. Data Sharing and Disclosure

We do not sell your personal information. We may share your information only in the following circumstances:

• With your explicit consent
• With trusted third-party service providers who assist in our operations
• With banking partners for secure account connections (under strict data protection agreements)
• When required by law or legal process
• To protect our rights, property, or safety, or that of our users

5. Data Security

We implement industry-standard security measures to protect your data, including:

• Bank-grade encryption for data transmission and storage
• Multi-factor authentication and access controls
• Regular security audits and penetration testing
• Secure cloud infrastructure with EU data centers
• Compliance with PCI DSS and other relevant security standards

6. Your Rights (GDPR)

Under the General Data Protection Regulation (GDPR), you have the following rights:

• Right to access your personal data
• Right to rectification of inaccurate data
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing
• Right to withdraw consent

7. Data Retention

We retain your personal data only as long as necessary for the purposes outlined in this policy or as required by law. Financial data may be retained for longer periods to comply with Belgian accounting and regulatory requirements.

8. International Data Transfers

Your data is primarily processed within the European Union. If we transfer data outside the EU, we ensure adequate safeguards are in place, including Standard Contractual Clauses or adequacy decisions.

9. Cookies and Tracking

We use cookies and similar technologies to enhance your experience. For detailed information about our cookie usage, please see our Cookie Policy.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last updated" date.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: